The Difficulties Faced By Smes Will Eventually Pass.

Liu Shejian, a Research Institute of the Shanghai Academy of Social Sciences, believes that "innovation" and "financing" are the two most important elements of an enterprise's "survival".

"Enterprises should deal well with the balance between active and passive innovation. Active innovation means high risk but large profits. Enterprises can also choose passive innovation, and get the key technology of product upgrading through merger."

The small and medium sized enterprises' demand for funds has the characteristics of small amount, high time, high frequency and short period, which leads to the higher marginal cost of financing for SMEs.

Right now.

The critical period is also a period of labor pains. After the reform, all kinds of problems have gradually come to the surface, and more wisdom and patience are needed to solve them.

The developed countries in the world, such as the United States, Europe and so on, have experienced similar periods in history.

And our neighbours, Japan and South Korea, are more meaningful.

Processing trade to simple equipment manufacturing, and then to achieve its own brand.

Our country is on the right path and will also succeed.

"In addition, from the point of view of the government's support for enterprises, the government should deal with the boundary of the enterprise well, treat the industrial policy carefully, and the enterprise should complete it by the enterprise.

The functions of the government should be different from time to time. "Liu Shejian said," the central high level has a clear understanding of the problems faced by the manufacturing industry. "The key lies in whether the functional departments have really implemented the policy and spirit of decentralization and optimization and support, and there has been no aliasing in the implementation process." in addition, Liu Shejian suggested that the government should do some soft infrastructure construction, such as

Intellectual property rights protection, education system and so on.

"As a commercial bank, big business has to be done and small businesses must be done, so that we can remain invincible.

Some banks only do big business, but they will not give any sunshine or rain to the growing SMEs.

Li Keqiang, premier of the State Council, made the above remarks on the financing difficulties of small and medium-sized enterprises.

Li Keqiang stressed that commercial banks should find ways to serve small and micro enterprises, especially small and micro enterprises with new technology.

The financing of small and medium-sized enterprises is very difficult. Eventually, they have to narrow the scale of production and even die.

In order to give enterprises "blood pfusion", the State Council and its ministries and commissions have introduced a number of measures since last year, including the rational determination of the loan term of small and micro enterprises' Liquidity Fund, the improvement of small and micro enterprises' liquidity loan products, the active innovation of small and micro enterprises' liquidity loan service mode, the scientific and accurate classification of loan risks, and so on, and the six measures to reduce the financing cost of enterprises.