Financial Treatment: How To Set Up A Basic Deposit Account

The basic deposit account refers to the depositor handling the daily pfer and settlement.

Accounts.

Cash withdrawals such as salaries and bonuses of depositors can only be handled through this account.

(1) qualifications of the parties in the basic deposit account.

In accordance with the provisions of the "bank account management regulations", the following depositors may apply for opening basic deposit accounts: (1) corporate legal persons; (2) the separate accounting units of enterprise legal persons; (3) the financial departments that manage budgetary funds and extra budgetary funds; (4) implementing administrative organs and institutions for financial management; (5) military units and armed police units at the county level; foreign organizations in China; social organizations; canteens, guest houses and kindergartens attached to the units; local permanent institutions; private enterprises, individual economic households, contractors and individuals.

(2) the documentary evidence required for the opening of a basic deposit account; the depositor applying for opening a basic deposit account shall issue one of the following documents to the depositary bank: (1) the business license or business license issued by the local administration for Industry and commerce; second, the approval of the central or local commission, personnel and civil affairs departments; third, the certificate of opening accounts of the financial departments of the armed forces and the Armed Police Corps; (4) the unit's proof of the opening of the agreement to the affiliated institution; the approval of the permanent establishment of the authorized department; the contract agreement signed by both parties; and the personal identity card and household register.

(3) the opening of a basic deposit account.

If a depositor applies for opening a basic deposit account, he shall fill in an application for opening an account and provide the required certificate.

The seal card issued with the seal of the depositor can be opened by the bank for examination and approval and with the opening permit issued by the local branch of the people's Bank of China.

What needs to be specified is that the name of the card must be identical with the name of the unit, and the official seal of the account unit or the person in charge of the unit shall be added.

Three stamps of the responsible person and the cashier.

It is a legally binding payment basis agreed by the unit and the bank. When the bank handles settlement business for the unit, it checks the authenticity of the payment certificate with the seal reserved on the seal card by the opening unit.

If the stamp stamped on the payment voucher is not in conformity with the reserved seal, the bank can refuse to handle the payment business to safeguard the security of the account.

Table 2-1 application form for Bank of China

Applicant's full name address

Telephone number?

Name of superior department

Nature of account funding sources

Account opening account bank account account name

Higher authorities' opinions (signatures) apply for the official seal (signature) date of the month of the month.

The following columns are filled by banks.

Opinion of business department opinion Accounting Supervisor

Account name account

Date of opening business license issuing authority

Number day

Table 2-2 proof of opening account

We hereby agree to set up a basic deposit account in China * * * * * City branch office.

Approved unit's official seal * year, month, date and date.

Table 2-3 the seal card of China * * bank * * City Branch Office

Account name

Address telephone

Date of opening date

Apply for an account unit seal, X. bank seal.

Signature of treasurer of unit finance special seal

Signature of cashier

Seal instructions